Freeware UtilitiesFinancial Freeware Utilities
Budget and track expenses
PearBudget is a FREE budgeting program, written in Excel. It can be used by almost any spread- sheet program
(Excel, Word, OpenOffice, etc.). Setting it up is a snap, and it takes less than half an hour a month to maintain it
and see how you're doing. (And-did we mention?-it's free!).
Budget and track expenses: PearBudget
Calculate retirement cash flow
See cash flow projections for your retirement years. See estate plan results. Plan your retirement spending for
sustainable portfolio withdrawals. Use the retirement Forecaster. Have an excellent retirement.
Calculate retirement cash flow: Forecaster
Manage personal finances
AceMoney Lite is a freeware personal finance manager. It has all the features of its big brother except multiple
accounts management. As AceMoney, AceMoney Lite helps people organize and manage their personal finances quickly and
easily. It supports all the features required for home or even small-business accounting needs.
Manage personal finances: AceMoney Lite